Applying for the JetBlue Mastercard is quick, straightforward, and can be done entirely online.
Whether you’re a frequent flyer or just looking to earn travel rewards, this card offers valuable benefits.
Follow a few easy steps to complete your application and start enjoying perks on every trip.
Types of JetBlue Credit Cards
JetBlue offers four credit cards for all types of travelers, with a quick look at who they’re for, key perks, and rates.
JetBlue Card
Ideal for: Occasional travelers who want rewards with no annual fee.
Perks & Rewards:
- 3x points on JetBlue and Paisly purchases
- 2x points at restaurants and grocery stores
- 1x point on all other purchases
- 50% off inflight purchases
- No foreign transaction fees
Rates & Fees:
- Annual Fee: $0
- APR: 20.24%–29.99% variable
- Balance Transfer Fee: $5 or 5%
- Cash Advance Fee: $10 or 5%
- Late/Returned Payment Fee: Up to $40
JetBlue Plus Card
Ideal for: Frequent JetBlue travelers who want more points and travel benefits.
Perks & Rewards:
- 6x points on JetBlue and Paisly purchases
- 2x points at restaurants and grocery stores
- 1x point on other purchases
- Free first checked bag for up to 3 companions
- 5,000 bonus points annually
- $100 off JetBlue Vacations
- No foreign transaction fees
Rates & Fees:
- Annual Fee: $99
- APR: 20.24%–29.99% variable
- Balance Transfer Fee: $5 or 5%
- Cash Advance Fee: $10 or 5%
- Late/Returned Payment Fee: Up to $40
JetBlue Business Card
Ideal for: Small business owners who travel often for work.
Perks & Rewards:
- 6x points on JetBlue
- 2x points at restaurants and office supply stores
- 1x point on other purchases
- Free first checked bag for up to 3 companions
- Group A boarding
- 50% off in-flight purchases
- No foreign transaction fees
Rates & Fees:
- Annual Fee: $99
- APR: 20.24%–29.99% variable
- Balance Transfer Fee: $5 or 5%
- Cash Advance Fee: $10 or 5%
- Late/Returned Payment Fee: Up to $40
JetBlue Premier World Elite Mastercard®
Ideal for: Premium travelers seeking lounge access and top-tier perks.
Perks & Rewards:
- 6x points on JetBlue and Paisly
- 2x points at restaurants and grocery stores
- 1x point on other purchases
- JetBlue lounge access
- TSA PreCheck/Global Entry credit
- 5,000 anniversary points
- 10% points back on redemptions
- No foreign transaction fees
Rates & Fees:
- Annual Fee: $499
- APR: 20.24%–29.99% variable
- Balance Transfer Fee: $5 or 5%
- Cash Advance Fee: $10 or 5%
- Late/Returned Payment Fee: Up to $40
Eligibility Requirements
Before applying for a JetBlue Mastercard, meet the basic eligibility criteria.
These requirements help determine your approval and credit limit. Here’s what you’ll typically need:
- Age: You must be at least 18 (19 in some states).
- Residency: You must be a U.S. citizen or permanent resident with a valid U.S. address.
- Credit Score: A good to excellent credit score (typically 670 or higher) is usually required.
- Income: You must have a steady income that can support monthly payments.
- Identification: A valid Social Security Number or Individual Taxpayer Identification Number (ITIN).
- Credit History: A positive credit history with no recent bankruptcies or major delinquencies.
Information You’ll Need Before Applying
Having the correct information ready can speed up your application. Gather these details in advance to complete the process smoothly:
- Full Legal Name
- Date of Birth
- Social Security Number (SSN) or ITIN
- Residential Address (no P.O. Boxes)
- Email Address and Phone Number
- Employment Status and Employer Name
- Annual Income Before Taxes
- Monthly Housing Costs (rent or mortgage)
- Details of Your Assets and Existing Debts
Step-by-Step Application Process
Applying for the JetBlue Mastercard is simple and can be done online in just a few minutes. Follow these steps to complete your application:
- Visit the Official Website: Go to the Barclays U.S. website and find the JetBlue Mastercard section.
- Select Your Preferred Card: Choose the JetBlue Card, Plus Card, Business Card, or Premier option that fits your needs.
- Click “Apply Now”: Start the application by selecting the “Apply Now” button for your chosen card.
- Enter Personal Information: Fill in your full name, address, contact details, Social Security Number, and date of birth.
- Provide Financial Details: Include your employment status, income, and monthly housing costs.
- Review Terms and Submit: Carefully read the card’s terms and conditions, then submit your application.
- Wait for a Decision: Most applicants receive a response instantly, but some may be contacted for more details.
What Happens After You Apply
The following steps are straightforward once you’ve submitted your application. Here’s what to expect after applying:
- Instant Decision: Many applicants receive a decision within minutes.
- Additional Review: If more information is needed, the issuer may contact you or take a few business days to decide.
- Credit Check: Your credit report will be hard-inquired into, which may slightly affect your score.
- Approval Notification: If approved, you’ll get an email or on-screen confirmation with your credit limit details.
- Card Delivery: Your new card will typically arrive by mail within 7–10 business days.
- Online Account Setup: After receiving the card, you can register your account online for easier management and payment.
- If Denied: You’ll receive a letter explaining why, and you can reapply after addressing any issues.
Credit Score Impact and Tips for Approval
Applying for a JetBlue Mastercard involves a credit check, which can affect your score.
Knowing what to expect and how to prepare can improve your chances of approval. Here are key points to keep in mind:
- Hard Credit Inquiry: Submitting your application triggers a hard inquiry, which may temporarily lower your score by a few points.
- Minimum Score Needed: Aim for a credit score of at least 670 (good range) for better approval odds.
- Check Your Credit First: Review your credit report for errors before applying and dispute any inaccuracies.
- Reduce Existing Debts: Lower your credit utilization ratio by paying down balances to boost your score.
- Avoid Multiple Applications: Applying for several cards quickly can hurt your approval chances.
- Stable Income Helps: Ensure your reported income can support monthly payments, especially if your score is borderline.
- Build Credit If Needed: If your score is below average, consider a secured card or credit-building loan first.
Contact Information for Support
Need help with your JetBlue Mastercard? Barclays offers phone and mail support for account questions or issues.
- Customer Service Phone Number: For general inquiries about the JetBlue Mastercard, call 866-928-3104.
- General Correspondence Mailing Address: Card Services, P.O. Box 8801, Wilmington, DE 19899-8801
The Bottomline
Applying for the JetBlue Mastercard is quick and straightforward, with excellent travel perks waiting once you’re approved.
Whether you fly often or want rewards, this card offers solid value.
Start your application today for bonus points and exclusive JetBlue benefits.
Disclaimer
This article is for informational purposes only and does not constitute financial advice.
Card terms, eligibility, and offers are subject to change by the issuer at any time.
